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One participant noted: So maybe there is a need to produce an education video or some kind of education that retailers can use with all the new clerks that theyre constantly hiring (Focus group 4) When online training was available, several stakeholders also noted that retailers were facing issues with engagement and accountability, stating that it was difficult to tell if the employees were engaging with the material or simply clicking through each section

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Simplified issueand guaranteed issue policies also dont require an exam, but they usually come with higher premiums

WAIT TILL IT IS CUT TO PUT IT IN YOUR MOUTH OR IN YOUR DRINK